Terms & Conditions | Teplani LLC

These Terms and Conditions ("Terms") govern your access to and use of the website located at teplanillc.com (the "Site") operated by Teplani LLC ("Teplani," "we," "us," or "our"), a limited liability company registered in the State of New York, with its principal place of business at 1259 East 13th Street, Brooklyn, NY 11230.

By accessing or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use this Site.

1. Use of the Website

This Site is provided for informational purposes and to allow prospective and existing clients to contact Teplani LLC regarding our business funding products and services. You agree to use this Site only for lawful purposes and in accordance with these Terms.

You agree not to:

Use this Site in any way that violates applicable federal, state, or local laws or regulations
Transmit any unsolicited or unauthorized advertising or promotional material
Engage in any conduct that restricts or inhibits any other person's use or enjoyment of the Site
Attempt to gain unauthorized access to any portion of the Site or related systems
Use the Site to collect or harvest personally identifiable information of others

2. Financial Services Disclaimer

The information contained on this Site is for general informational purposes only and does not constitute financial, legal, or investment advice. The description of our funding products is provided for informational purposes and does not represent a commitment to lend.

All funding products offered by Teplani LLC are subject to credit review, underwriting, and approval. Not all applicants will qualify for funding. Terms, rates, and availability may vary based on business performance, credit history, and other factors. Teplani LLC reserves the right to approve, modify, or decline any funding application in its sole discretion.

3. SMS / Text Messaging Terms

SMS Program Terms

These SMS terms apply if you have voluntarily opted in to receive text messages from Teplani LLC:

Program Description: Teplani LLC's SMS program delivers recurring marketing and promotional SMS/MMS messages, including updates about our financial products and services. Messages are sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply. Standard messaging rates charged by your mobile carrier may apply to all messages sent and received.
How to Opt Out: Reply STOP to any message to cancel. Upon receipt of STOP, we will send a one-time confirmation and you will be removed from our SMS list immediately.
How to Get Help: Reply HELP for assistance, or contact us at betim@teplanillc.com.
Condition of Purchase: Consent is NOT a condition of purchase. You may access our services and submit a funding inquiry without providing SMS consent.
Supported Carriers: SMS service is available on most major U.S. mobile carriers. Teplani LLC is not liable for delayed or undelivered messages.
Privacy: Your mobile number and SMS opt-in data will not be shared with or sold to third parties for marketing purposes. See our Privacy Policy for details.

4. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Teplani LLC or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

5. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy carefully to understand our data practices.

6. Disclaimer of Warranties

THIS SITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TEPLANI LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Teplani LLC does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. You assume all risk in using this Site.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TEPLANI LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THIS SITE OR OUR SERVICES.

In no event shall Teplani LLC's total liability exceed the amount paid by you, if any, for accessing this Site.

8. Third-Party Links

This Site may contain links to third-party websites for your convenience. Teplani LLC does not endorse, control, or assume responsibility for the content or privacy practices of any third-party website. Your use of third-party websites is at your own risk and subject to their respective terms and policies.

9. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any dispute arising under or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the state and federal courts located in Kings County, New York.

10. Changes to These Terms

Teplani LLC reserves the right to modify these Terms at any time. Changes are effective upon posting to this page with an updated effective date. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.

11. Contact Information

If you have questions about these Terms, please contact us:

Teplani LLC
1259 East 13th Street
Brooklyn, NY 11230
Email: betim@teplanillc.com